American Credit Acceptance (“ACA”) is a rapidly growing, subprime
automotive finance company that has been operating since 1991. In August
2007, successful entrepreneur and businessman, George D. Johnson, Jr., purchased
a captive finance subsidiary from one of the nation’s major dealer
groups and formed ACA.
ACA has quickly established itself as a lender of choice for deep subprime
automobile lending needs in franchise and independent dealerships nationwide. We provide
loans to consumers who otherwise could not obtain financing from traditional
banks, credit unions, and manufacturer’s captive finance companies.
ACA targets a wide spectrum of our dealer partner’s inventory,
including new vehicles and used vehicles with mileages up to 100,000.
ACA continues to grow its market share and dealer partnerships through
superior customer service, reliability, accessibility, and transparent
guidelines and policies.
We are rapidly growing in our established markets located in Alabama, Arizona, Arkansas, California,
Colorado, Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Maryland, Michigan, Mississippi, Missouri, Nebraska, Nevada, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Virginia, Washington, West Virginia, Wisconsin and Wyoming. We would welcome
the opportunity to show how our best-in-class service and common sense
lending approach can increase sales and profit levels for your organization.
Please click on the “Contacts” link for information on
how to get in touch with the Market Manager for your area or call
our Corporate Headquarters in Spartanburg, SC at (866) 441-0251.
If you would like to become a Dealer Partner, please click on this link.